UTIL % Question

QuestionsUTIL % Question
asked 4 years ago

So i know that to truly have the max score you can get, you should have all cards at 0 except for one reporting less than 9%.   At this time in my rebuild i still have secured cards with low limits, and i have been paying multiple times a month to keep them low or 0.  so i’m curious why the 0 with one at 9%?  As long as they are under 9% for each one wouldnt that be about the same thing.  I am working to improve my score, but i try not to focus on the numbers as much since they do change daily whether we can see it or not and obsessing over it would drive anyone insane.