authorized user on cc
Questions › authorized user on cc
Kristina Brooker asked 6 years ago
Does being an authorized user on a cc have the same effect on my credit as if I was to be the account holder?
Authorized User name and activity My wife and I wanted to open a credit card each and add each other as the authorized user. It is important to us that the Credit Card statement shows the names of both the primary and the authorized user. We do not care as much to see the specific transactions made by the authorized user(since we are married and…. I was an authorized user on a… When I was married, my husband added me as an authorized user on his Macys account. While going through our divorce, I had closed the account. He had used the card to the max and then defaulted on his payments. I noticed it showed on my credit report and inquired how this was possible. Supposedly they have documents signed by…. Is being an Authorized User worth it? I always thought that being an Authorized User was counted in your credit score, and had positive effects on your AAoA. After signing up for myFICO, I see that they don't include this in their scoring. I'm currently an authorized user on 2 credit card accounts, the older of these has a 90% utilization. I'm trying to figure out if it's worth staying on…. Adding Authorized users to Credit card? I am thinking of adding someone o my account. Can you answer these questions? If I add an Authorized user. Can they remove themselves from the account, or does the Account holder need to put in a request via phone or web system? If I add an Authorized user. What are their responsibilities to the account? Such as are the….